A new

Violin made by a known and fine Master Violin Maker of Chicago‘s North Shore and sold by one of Chicago’s Down -Town Violin Dealers.

Labour +

Material =

Cash Value  +

Overhead +

Kickbacks =

Price of Violin

80 Hours at  $40.00 per Hour

Wood, Strings, Accessories, etc.

The Net Value at the secondary or wholesale market

Rent, Taxes, Insurance, Net - Profit mark-up of 33%.

Secret layers of kickbacks paid to third parties.

The actual price the dealer pays the maker.

$3200.00

$  550.00

$3750.00

$1250.00

NONE

$5000.00

64%

11%

75%

25%

0%

100%

Dealers Suggested Retail Pricing of the Violin =

Cost of Violin +

Mark-up =

Suggest Retail Price --

Rebate =

Actual Sales Price

The amount the dealer pays to the maker.

Minimum Mark-up by dealers, who pay kick-backs to third parties, is 200% above cost of violin.

The inflated price from which to pay the overhead and kickbacks

to third parties.

“The Token of Virginity”.  A paper discount, if given, to mask the 10% – 20% kickbacks paid to third parties.

 

$5000.00

$10,000.00

$15,000.00

$2,000.00

$13,000.00

34%

66

100%

13%

100%

Buyers Actual Purchase Price of the Violin =

Cost of Violin +

Overhead +

Kickbacks =

Actual Sales Price

Appraisal Value:

The net amount the dealer pays to the maker for the violin.

Rent, Taxes, Insurance, Payroll, Net-Profit, etc. paid by the dealer. Cost of doing business.

OR:

Net Purchase Price paid by third parties, like teachers, if bought for  their own use.

Net Profit of Secret layers of kickbacks paid to third parties, like teachers, etc., for giving their OK to the student to purchase the violin from the dealer.

Dealers cost of doing business.

The Price paid to the dealer by the student, the parent or any other buyer, uninitiated to the hidden marketing practices of the violin business.

 

Retail Replacement Value for Insurance: $15,000.00

 

Fair Market Value at Wholesale is between:

$3750.00 & $5,000.00

 

Probate or Cash Value:

$3750.00

$5,000.00

$4,000.00

$4,000.00

$13,000.00

38%

31%

31%

100%